It’s official!  All major agencies have announced loan limit increases in most counties for 2019.  What does that mean for you? Basically you are able to purchase or refinance a more expensive home with a higher loan amount using a traditional loan program; conventional, FHA or VA mortgage.  In most counties in 2018, you were limited…

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Interesting article I thought I would share before the holiday madness begins.  It mentions the best days to buy a home.  I wish you and your loved ones a happy holiday season and blessed new year! “Homebuyers thinking of spending big on Black Friday and Cyber Monday may want to hold back for a larger…

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Buying a home is one of the biggest financial transactions people experience in their lives, so it’s no wonder financing is one of the biggest challenges buyers face when shopping for a new home. Even though the finance part of home buying can be stressful, the good news is there are steps you can take to…

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A lot of energy and resources have been focused on online resources and the “digital mortgage” experience in recent years. Even Amazon recently announced their potential involvement in online mortgage lending too. Sure, getting a mortgage online can be quicker, less hassle, and possibly combined with lower rates and incentives. But those advantages may come…

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In this article I want to clarify and simplify the basics of this mortgage industry for you, our clients.  Since we are not a typical ‘brick-and-mortar’ business such as a retail store or restaurant, many people assume our business model is completely different.  Well it is in many aspects, but like your neighborhood shop or…

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First off; thank you for visiting my website.  I put off creating a personal website for the first 15 years of my career because 1) my 2 year old is more tech-savvy than I am, and 2) I just never had the time to research and figure out how to do it… but I finally…

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