Rob was raised in Indiana where he graduated from Indiana University in 1985 with a Finance degree. In 1986 he transferred to Michigan and started working in the mortgage industry as a mortgage advisor where he continues to finance homes to this day. Rob is well educated in all aspects of financing mortgages; Conventional, Jumbo, FHA, VA, Rural development, MSHDA, No Doc/Bank statement loans for self–employed borrowers, No income or employment verification loans for investors, low down payment,  low credit programs, Conventional and FHA renovation loans for purchases or refinances, and reverse mortgages.  If there’s a program out there, we probably have it… and we’re more competitive with our rates and fees than most in the industry!  Call or text Rob today at 248-891-0776 or email him at Rob.Decraene@goluminate.com