After 30 months and 11 straight increases in the Federal Funds Rate without a drop, the Fed FINALLY shifted gears and dropped their rate. What the media will lead you to believe is that all rates are automatically dropping by 0.50% including mortgage rates… which is NOT the case. Let’s explain… The Federal Funds Rate…

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The hot topic in the mortgage market over the past couple years has clearly been the drastic increase in rates. This dramatically slowed down business on purchases and refinances which lead to another pressing issue… trigger leads! When a lender pulls somebody’s credit for a mortgage, the credit bureaus sell these trigger leads to dozens…

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